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• The $8000 first time homebuyer credit will extend to contracts SIGNED by April 30th and must close by June 30th, 2010. 
• The bill also creates a $6,500 credit for those who buy a home after living in their current house at least five years.
• The credit defines a first-time homebuyer as someone who has not owned a residence within the past three years.

• The credit would be available only for the purchase of principal residences priced at $800,000 or less. The bill would raise the adjusted gross income cap to $125,000 for single filers and $225,000 for joint filers. The amount of the credit currently begins to phase out for taxpayers whose adjusted gross income is more than $75,000, or $150,000 for joint filers.

This is GREAT news for anyone looking to buy or upgrade, particularly those interested in short sales or FHA rehab loans that may take an extended time period to close. 

For those who can not qualify for a loan. Our team can still help you get into a home Click here for details. Also in most cases, we can still help you take advantage of this credit. It is your to use it or loose it. This your chance, take advantage of it.

Please contact me with any questions, or view this website foreclosure listing section to browse Washington, DC, Maryland (MD) and Virginia (VA) FULL current inventory! We have realtors on our team we can recommend to you which will facilitate the process.

Now is the time to Refinance or make a Purchase on a NEW home. These rates will be short lived.

Call us or Email us your questions to: info@masmortgage.net

Are you struggling with your mortgage?

Have you tried to refi or negotiate with your bank but have gotten nowhere?

Are you nervous because your arm is about to adjust and you can't afford the new payment?

Do you want to keep your home but don't know where to turn for help?

Loan Modification can Save Your Home!

This is not a refinance. We connect you with companies that can Modify and Renegotiate your Existing Loan! Act now. Time is running out!

How this works

1. Complete our secure form

2. We match you with service providers based on your situation

3. You review their proposals and decide what works best for you

You have NO OBLIGATION. There is no credit check and no social security number required

Time is Your Enemy

• According to the New York Times, "About 1 in 11 Mortgage Holders Face Loan Problems"
• Mortgage foreclosure filings nationwide have increased 93% over the last year
• Projections call for 2 million more foreclosure filings in 2008

You must ACT NOW to Save Your Home!

What is Loan Modification?

Loan modification is a process that allows homeowners and lenders to change the terms of a loan in order to help the borrower stop foreclosure. A loan modification is NOT a new loan. It is the renegotiation - or loan restructuring - of an existing mortgage note. For homeowners behind on their mortgage, or those with a low credit score, a loan modification is often the only option available because they are unable to get approved for a mortgage refinance or a short-refinance.

A loan modification can be done in several ways or combination of ways listed below:

• the loan's interest rate may be decreased
• the interest rate could be changed from an adjustable to a fixed rate
• the period of time the borrower has to pay the loan back can be lengthened
• the type of loan could be changed altogether

Many borrowers are facing foreclosure because their interest only or variable rate loan interest terms have sky rocketed beyond what they could have imagined. A loan restructuring is an agreeable way for both the lender and the borrower to avoid the cost and hassle of the foreclosure process.

Get Help NOW! Don’t Let Them Take Your Home Without a Fight! We can Help!

Call us: 1-202-241-0646 or Email us: info@masmortgage.net